Every Minnesota company 401(k) retirement plan offers a default menu of mutual funds chosen by your employer and plan administrator. This menu of mutual funds is selected in order to limit the fiduciary liability issues for both parties. Individual company 401(k)...
There was a major headline article posted on the MarketWatch web site yesterday. I linked to it below. Why your 401(k) is lagging the market’s gains The article states that average year-end 2014 company 401(k) retirement plan statements are higher than year-end...
“I am more concerned about the return OF my money than the return ON my money.” Mark Twain is credited with the quote above. Every few years, individual company 401(k) retirement plan participants need to pay very close attention to this all-time great...
Below is a link to my latest article on the ThinkAdvisor.com web site. How to Fill in the 401(k) Results Gap ThinkAdvisor is an investment advisor community web site. I post this link on my company web site on purpose. Individual investors may have an interest in the...
Chances are that you have recently received your 2014 year-end company 401(k) retirement plan statement. Congratulations on the all-time highs in your retirement plan assets. Now is a good time to pay close attention to the familiar disclaimers that covers the rear...
Choosing the best available mutual funds on your company 401(k) retirement plan menu is difficult for individual investors. This statistic proves that point. In 2014, 85?percent of mutual fund managers under-performed the benchmark S&P 500. Investment...