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Alexa, what 401(k) mutual fund should I buy?

by Ric Lager | Jan 19, 2022 | 401k Advice, Blog, Educational

The smart speaker and voice assistant revolution are going on in your home and office right now. Check the weather, order groceries, make appointments and get the sports scores. All you must do is ask. You can bet large 401(k) plan providers like Schwab and Fidelity...

If your 401(k) default is a target term fund

by Ric Lager | Jan 11, 2022 | 401k Advice, Blog, Educational

There is a good chance your 401(k) default mutual fund option is a target date mutual fund. A recent study by Fidelity confirms that fact. A whopping 98% of all employers allow workers to invest their 401(k) money in a target date fund. And 92% of 401(k) accounts use...

The A, B, Cs of 401(k) mutual fund picking do not work

by Ric Lager | Jan 4, 2022 | 401k Advice, Blog, Educational

The mutual fund on your 401(k) retirement plan menu is always listed in alphabetical order. Well, there is a research report a couple of years ago that confirmed that fact. And it found that mutual fund names beginning “early in the alphabet” are more likely to...

The Only 2022 New Year’s Resolution Your 401(k) Needs

by Ric Lager | Dec 28, 2021 | 401k Advice, Blog, Educational

It is that time of year again. Individuals finding time in late December to set resolutions for the New Year. At least one of those New Year’s Resolutions should be to manage your investments better in 2022. Plain and simple, a resolution is a promise that you make to...

In time for Christmas, how to save your 401(k)

by Ric Lager | Dec 21, 2021 | 401k Advice, Blog, Educational

I have been providing investment advice to individual investors for over 37 years. Over that time, I have learned one of the most important aspects of my job.The current U.S. stock and bond market risk levels are much higher now than they were even a few weeks ago....
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