The Real 401(k) Risk Isn’t Market Volatility. It’s Emotional Blind Spots.
Most individual 401(k) investors are surprised.When I ask them about their emotional risk. How much money are they prepared to lose in their 401(k)? Not because they’re reckless 401(k) investors. But because their 401(k) default settings.The target-date mutual...
Don’t Trust AI With Your 401(k)
It’s surprising to me that AI has not solved all the world’s problems yet.It is promoted and advertised.To be the ultimate solution for everything else. Of the entire universe of AI promises.Picking “what to buy” in your 401(k) is not on the list. The task of picking...
Modern Portfolio Theory Was Brilliant in 1952
Your 401(k) investment strategy was born in 1952.Still think it’s built for today’s stock markets? Think about your personal and business life.The tools you use and think about every day.How many of those things dated back in 1952? That was the year Harry Markowitz...
