What Most 401(k) Investors Get Wrong About Risk
What’s the biggest risk in 401(k) investing?Most people get this wrong. Some 401(k) investor would reply “losing money.”Others would respond “fear of missing out.” Both are correct.But this is what they miss. There are actually two risks in 401(k) investing: 1. The...
Draft Your 401(k) Mutual Funds Like a Fantasy Football Team
Fantasy Football season is in full swing.(But here’s the twist). What if your 401(k) mutual fund picks were as strategic? Like searching Google for “what to buy” in your 401(k).I never have.Even with the new AI search, it would be a waste of time. AI search is...
Avoid the Default Option in Your 401(k)
“Set-it-and-forget-it” or “Buy-and Hold.” Dangerous 401(k) advice for individual investors.Designed for mutual fund managers.To extract the most management fees possible. Default 401(k) target date mutual fund selections.Passive allocations.To make you feel safe....
