During the last great stock market decline of 2008-2009 many Minnesota company retirement plan participants remained 100% invested in stocks in their company retirement plan accounts. In the face of increasingly dire economic and stock market news, these...
Most Minnesota company retirement plan participants are a little bit familiar with the investment management concept of asset allocation. Their familiarity comes not from study or experience. Company retirement plan participants have heard about asset allocation...
Remember going away to summer camp as a kid? Growing up as I did in Minnesota, my parents and I looked forward to summer camp every year. My summer camps always involved sports. I went to basketball camp in my grade school years and football camp in my high school...
The anticipated U.S. economic and stock market recovery has not shown up yet. Housing, jobs, and economic growth were all supposed to have rebounded by now. Even the casual economic and stock market observers know that none of these basic economic conditions have...
The investment decisions that need to be made periodically in your Minnesota company 401(k) retirement plan should be easy to make. That statement is much different than the reality for most company retirement plan participants. Most individual company retirement...