Stop Guessing Your Way Through Your 401(k)
Individual 401(k) investors don’t need “education.”Marketing brochures, financial jargon, or another HR email. They need something far simpler.And far more powerful.A process to improve 401(k) mutual fund picks. My role as an independent, third?party fiduciary is...
401(k) Loss Recovery Math
Most 401(k) mistakes don’t come from bad intentions. They come from bad assumptions.Here’s a short list of the worst 401(k) stock market loss assumptions. “A 401(k) loss is temporary — the market always comes back.” Truth: The market may recover, but your 401(k)...
How to ‘Insure’ Your 401(k) Without Buying a Policy
You ensure that most important things in your life. You insure your home.Security systems, motion detectors, smoke detectors and radon detectors.Even your front doorbell shows up on your cell phone. You insure your car.Airbags, seat belts, back up cameras, automatic...