Stop asking, “Why are my 401(k) mutual funds so lousy?”
Start asking, “What stocks do I own in my 401(k) mutual funds?”
If you don’t get the stocks right in your 401(k).
You can pick the best mutual funds in your 401(k).
It’s simple.
But not easy to do.
The huge stock market volatility this year.
Caused many individual 401(k) investors to not pay attention.
Afraid to look. Don’t want to know the details.
It is a very dangerous time to continue a “buy and hope” 401(k) strategy.
Here’s to things you need to consider now.
About the stocks you own in your 401(k) mutual funds.
First, do your 401(k) reflect your stock market risk level?
Your bond versus stock mutual fund ratio.
Is going to make a great deal of difference.
To the preservation of your 401(k) account value.
Second, do your 401(k) mutual funds invest in the right stocks?
It’s been a Large Cap Growth—Technology Sector—market.
So how much or how many of those stocks are in your 401(k)?
The answers to these questions are available.
But you have to know where to look and why to look there.
P.S. You can really improve your 401(k) mutual fund picks.
