Negative conversations are always tough.
Self-reflection on your 401(k) mutual fund picks is even worse.
If your 401(k) has had a rough last few months, it’s for a reason.
Your company 401(k) mutual fund menu might be the problem.
Remember: Your company was “sold” your 401(k) mutual funds.
Your long-term 401(k) outcome is entirely up to you.
When the stock markets go up, 401(k) investing is easy.
Why “buy-and-hold” is so popular.
When economic, political, and stock market conditions change.
The real 401(k) mutual fund selection work begins.
Sound familiar?
You can’t sidestep past bad 401(k) mutual fund picks forever.
So, don’t hold back now.
Avoidance costs you valuable 401(k) preservation and growth.
How do you acknowledge past 401(k) mutual fund mistakes?
Face the issue in a direct way.
It starts with independent, third-party, fiduciary mutual fund analysis.
Not affiliated with your 401(k) sponsor (your company).
Not affiliated with your 401(k) provider (Schwab, Fidelity, Empower, etc.).
Many 401(k) participants are unhappy and confused now.
But they don’t know where to look for help.
Transparent 401(k) mutual fund analysis is available.
Customized to your default 401(k) mutual fund options.
No mutual fund analysis is perfect.
Honest mutual fund analysis is your best hope.
401(k) mutual fund picks are easily improved.
Better than guessing at “what to buy” now.
Accountable fiduciary-level investment advice.
Ready to improve your 401(k) experience over the long-term?
Comment below if you want a tough 401(k) conversation.
P.S. How you manage the hard 401(k) mutual fund decisions is important.
My LinkedIn 401(k) advice newsletter can help.
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