Most 401(k) investors don’t think they have a problem.
Their account balance has grown in recent years.
Everything appears to be “fine.”
The real cost in a 401(k) isn’t visible on your account statement.
When your 401(k) mutual funds lag in up stock markets.
When those same mutual funds fall faster in down stock markets.
It’s simple math.
You own the wrong 401(k) mutual funds.
You take on all the risks of 401(k) stock market investing.
But you participate less on the upside.
And you take more losses on the downside.
Over your entire working career.
That compounds into a meaningful amount of 401(k) principal.
The wrong 401(k) mutual funds.
Create a “cost of the problem” gap.
You think your 401(k) mutual fund investment performance is “fine.”
But the real growth of your 401(k) principal.
Comes from personal and company-matching contributions.
Not from your 401(k) mutual fund picks.
Rank your available 401(k) mutual fund options.
By annual expenses and investment performance.
The most expensive 401(k) mistake you don’t see.
Is owning the wrong mutual funds.
Want to see how your current 401(k) mutual funds rank?
Let’s get connected and I can share the details.
P.S. What you don’t measure in your 401(k) can hurt you the most.
