Most individual 401(k) investors make the wrong assumption.
Their 401(k) outcome is driven by the stock market.
If their balance grows, things are working.
If it lags, it must be stock market timing or economic conditions.
But inside every 401(k) mutual fund menu there’s another variable.
The specific 401(k) mutual funds you own.
Your picks that result from the “what to buy?” question.
Two individual 401(k) investors can participate in the same plan.
Contribute the same amount each year.
Stay invested for the same period.
And end up with different 401(k) mutual fund results.
Due to their individual 401(k) mutual fund selection.
Not all 401(k) mutual funds are the same.
Higher costs and lower investment returns.
Those differences compound over your working career.
Your 401(k) results are all about the mutual funds you pick.
There is a simple and efficient 401(k) mutual fund selection strategy.
A technical analysis ranking of each mutual fund option in your 401(k).
Rank each mutual fund versus the stock market benchmarks.
Rank each mutual fund versus is stock market sector peers.
Rank each mutual fund versus every other mutual fund in your 401(k).
If you play Fantasy Football.
If you pick teams for March Madness.
You can improve your 401(k) mutual fund picks the same way.
Want to know where your 401k) mutual fund picks rank now?
Let’s connect and I can share the details.
P.S. The goal of picking 401(k) mutual funds is to avoid the worst ones.
