Some people feel uneasy about their 401(k) now.
But don’t act on it.
They log in, glance at the balance, and close the page.
Nothing changes.
With the stock market near all-time highs.
Wars, politics, inflation, interest rates, layoffs.
“Doing Nothing” in your 401(k) makes no sense.
You don’t want to make a 401(k) mistake.
So, you avoid making a move at all.
But your 401(k) mutual funds don’t pause when you step away.
They remain fully invested.
Exposed to 100% of the stock market risk.
Your past 401(k) mutual fund picks.
May no longer reflect your current stock market risk comfort level.
Please understand the stock market risks you’re taking now.
In each 401(k) mutual fund you own.
Don’t think the delay of a decision.
Is the same thing as 401(k) principal preservation.
Think about whether “doing nothing” in your 401(k).
Is a choice you understand.
P.S. 401(k) stock market risk needs your full attention now.
