As stock market volatility increases.
Each swing feel different.
They’re not just numbers on a 401(k) log in screen anymore.
It’s personal.
It’s natural to hold on to something familiar.
The 401(k) mutual funds you have owned for years.
Yesterday’s winners.
“This fund has been good to me.”
“It got me this far.”
Anchoring your 401(k) mutual funds to past performance is reckless.
Old winners can turn into new losers.
And not reflect stock market risk levels.
This is where many 401(k) investors blur a critical line:
Holding strong past mutual fund performers
vs.
Managing downside stock market risk
Building your 401(k) account value in a good stock market.
Is different from protecting your 401(k) account value in a bad stock market.
Are you adapting to the changing stock markets in your 401(k) now?
Let’ connect and I can provide your specific details.
P.S. Small 401(k) mutual fund adjustments often provide the most relief.
