Think about your default 401(k) mutual fund menu.
How confident you feel when you pick your mutual funds.
You likely picked at least one mutual fund.
Because it “made sense” at the time.
The headlines tell a different story now.
War, inflation, gas prices, layoffs, and politics.
Not the best 401(k) mutual fund picking environment.
It’s long past the time to “trust your gut.”
With any of your past 401(k) mutual fund picks.
Your gut is not great at seeing blind spots.
The best mutual funds in your 401(k).
The worst mutual funds in your 401(k).
Here’s the distinction that matters to your 401(k).
Your gut is only useful inside a framework.
It can’t act as your 401(k) investment management framework.
The way to manage individual 401(k) mutual fund stock market risk.
Is independent, third-party, fiduciary-level investment advice.
Asset Allocation, Diversification, or Rebalancing.
None of these will manage your 401(k) stock market risk now.
The safety of your 401(k) principal now.
Is directly related to the individual mutual funds you own.
Want a list of the 401(k) mutual funds you should own—and avoid—now?
Let’s get a connection started to share your specific details.
P.S. 401(k) worry disappears when you avoid gut feelings and rely on structure.
