I use mutual fund Technical Attributes with my individual 401(k) advice clients.
A logical 401(k) mutual fund ranking system.
The answer to “what to buy” in your 401(k).
When evaluating a 401(k) mutual fund.
The most important Technical Attributes are relative strength.
Is the mutual fund outperforming the popular stock market averages?
Is the mutual fund outperforming its peer group?
How does each mutual fund in your 401(k) rank?
If a mutual fund has all these relative strength attributes.
It’s considered technically strong.
There is a high risk to individual 401(k) investors now.
Staying in mutual funds long after their relative strength has faded.
When the stock market averages move down.
401(k) mutual funds change when stock markets change.
Relative strength shifts quietly.
Now is the time to ask yourself this question of every mutual fund you own.
“What role is this mutual fund playing right now in my 401(k)?”
If you can explain why each fund is there, you are fine.
If you’re not sure why you own what you own, now’s the time to decide.
Have you been avoiding your 401(k) because it feels unclear?
A steady second set of eyes on your 401(k) mutual funds, is what I do.
Let’s connect and I can respond with your specific details.
P.S. 401(k) investors need a clear reason for the mutual funds they already own.
