Every individual investor makes mistakes they don’t like to admit.
Nowhere more than in their 401(k).
I ask a simple question to the 401(k) participants I meet for the first time.
“Walk me through why you chose your current 401(k) mutual funds.”
The same responses and emotions show up immediately.
Defensiveness, discomfort, embarrassment, and guilt.
I question their 401(k) mutual fund decisions.
To find their interest in a second opinion on “what to buy” in their 401(k).
Think about all the areas of your daily life.
Where you accept expert help without hesitation.
You don’t fix your own plumbing.
You don’t diagnose your own health issues.
You don’t perform your own root canals.
Yet when it comes to 401(k) mutual funds most investors go it alone.
You guess.
And bad mutual fund decisions cost your 401(k) tens of thousands of dollars.
There is an easy way to compare your default 401(k) mutual fund options.
A side?by?side, head?to?head comparison.
Of annual expenses and investment performance.
You don’t need to become a mutual fund expert.
Or watch the financial marekts on a daily basis.
But a periodic, independent review of your 401(k) mutual funds.
Can change everything.
Every 401(k) has mutual fund winners.
Every 401(k) has mutual fund losers.
The difference is knowing which is which.
Want to know what to own and what to avoid in your 401(k)?
Let’s connect and I can provide your specific details.
P.S. The hardest part about a 401(k) second opinion is being open to it.
