Every individual 401(k) participant I contact.
Via telephone, e-mail, or a reader of my blog posts.
Does not realize they currently suffer this 401(k) condition.
The 401(k) “cost of the problem.”
This problem begins with “guessing” which mutual funds to own in your 401(k).
This problem costs your 401(k) a lot of money over your working career.
Here’s a couple of examples.
You likely own a mutual fund in your 401(k) that has not gone up.
As much as the popular stock market averages this year.
You have taken all the stock market risk.
But not enjoyed all the stock market investment returns you deserve.
Let’s look at the opposite side of the 401(k) coin.
You likely own a mutual fund in your 401(k).
That fell in value at a faster rate than the popular stock market averages.
In a declining stock market, more of your 401(k) principal was at risk.
I am optimistic I can help you solve both of these 401(k) problems.
It starts with education.
Individual 401(k) investors have no idea.
Of the level of 401(ki) mutual fund sophistication.
Not complicated.
Or full of financial jargon.
Common sense application to what you already know.
Do you plan fantasy football?
Then you can improve your 401(k) mutual fund selections.
Your default 401(k) mutual funds ranked.
By annual expenses and investment performance.
It takes less than ten minutes.
To copy your default 401(k) mutual fund menu.
P.S. Lower costs and improve performance in your 401k) mutual funds.
