I opened my first individual 401(k) investment advice account in 1999.
With an existing investment advice client.
Who was sick and tired of “guessing” with his 401(k) mutual funds.
The goal was simple.
To use the most sophisticate mutual fund analysis tools available.
To improve 401(k) mutual fund picks.
Since then, I have learned the 3 things individual 401(k) investors value:
- They don’t want a new best friend.
Client relationships are great.
Improved 401(k) investment results are better. - They don’t want more generic investment advice.
What’s free on the internet is of no value to their 401(k).
Investment advice customized to their default 401(k) mutual fund menu. - “What to buy” in their 401(k) is always helpful.
A 401(k) “stop loss” is an added benefit.
To protect stock market gains and 401(k) contributions.
Would any of these 3 elements improve your 401(k) mutual fund picks?
P.S. Curious how a stop-loss strategy works inside a 401(k)? I’ve got examples.
