It’s surprising to me that AI has not solved all the world’s problems yet.
It is promoted and advertised.
To be the ultimate solution for everything else.
Of the entire universe of AI promises.
Picking “what to buy” in your 401(k) is not on the list.
The task of picking the handful of your best 401(k) mutual funds.
Is cerebral and cognitive.
Don’t look for those functions any time soon with AI.
Even more important: Your unique 401(k) mutual fund menu.
Direct observation of your limited 401(k) mutual fund options.
Where 401(k) investment advice from a human comes in.
After you picked the 401(k) mutual funds to own.
AI can’t provide updated information with confidence.
And can’t be accountable after the fact.
AI can’t fit generalized mutual fund information.
Into a personalized 401(k) investment management strategy.
With your limited number of 401(k) mutual fund options.
Too many human layers in a 401(k) for AI to process.
AI can’t match the context and human reasoning.
The logic, discipline, and stock market risk tolerance.
Want to learn more about how a mutual fund works?
AI can help for sure.
Better than any investment advisor I have ever met.
When it comes to picking the best mutual funds in your 401(k):
Turn to an independent, fiduciary investment advisor.
Not affiliated with your 401(k) sponsor (your company).
Not affiliated with your 401(k) provider (Schwab, Fidelity, Empower, etc.).
Want to talk to a human about your 401(k) mutual funds?
P.S. AI has limited application to picking your 401(k) mutual funds.
