Most 401(k) investors annual investment returns.
Trail the stock market average investment returns.
Not because they’re careless.
They come up short on their annual 401(k) investment returns.
Because they’re focused on the wrong battles.
It’s not about finding the “perfect” 401(k) mutual fund.
The truth is that most 401(k) mutual funds own the same stocks.
In the same stock market sectors.
Here’s the truth about picking the right 401(k) mutual funds:
90% of long?term 401(k) investment returns.
Comes from asset allocation.
Picking the right 401(k) mutual funds in the right sectors at the right time.
All this sounds complicated.
But it’s not if you have access to the right mutual fund analysis tools.
Stock market asset classes ranked.
Stocks in those asset classes ranked.
Mutual funds that own the same stocks ranked.
Play Fantasy Football?
Take part in a March Madness bracket?
Same concept can improve your 401(k) mutual fund picks.
You pick the best players or the best teams.
Each ranked by recent performance versus peers.
You don’t need to predict the “optimal” stock market asset class.
Choose your best 401(k) mutual fund allocation now.
And adjust as economic and stock market conditions change.
Want to know if your 401(k) mutual funds are in the right sectors?
P.S. Correct stock market asset allocation provides more 401(k) confidence.
