The default menu of mutual fund options in your 401(k) account can be intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds. They approved the mutual fund menu recommended to them by a consultant. You have to “make lemonade out of...
Almost everyone can remember back to the year 2000. Even some of my oldest clients can do that. MarketWatch this morning published a shocking article (at least to me). The article included a chart of the last 17.5 years of S&P 500 index investment returns. I...
The Mayo Clinic web site states that a stress test gathers information about how your heart works during physical activity. Exercise makes your heart pump harder and faster than usual. That exercise stress can reveal problems within your heart that might not the...
Career success in an independent registered investment advisor is simple. The key concept is to always remember that your investment advice has to be in the best interest of your clients. Your entire focus is relentlessly serving your clients by providing...
Investing in retirement is much different than investing during your working career. During your working career you can add money to your individual company 401(k) retirement plan account every year. Your company also matches your retirement plan contributions each...