I have provided investment advice to individual 401(k) plan participants for 24 years. I know the following fact about individual 401(k) investor behavior to be true. Individual investors rarely get upset. With 401(k) principal losses within their acceptable range....
Since 2008, investment management experts have predicted the death of the “balanced” portfolio. I am speaking of 60% invested in stocks. And 40% invested in bonds. It turns out 2022 was a close repeat of 2008. When 401(k) investors needed “diversification” and “asset...
In December, you will see several articles about the direction of the U.S. economy in 2023. All written by experts. Who have advanced degrees and years of experience. These experts could plan your 401(k) investment management strategy with their convictions. But you...
Here is a great summer investment management analogy. I worked hard on this one. Imagine you are alone in a sailboat on the water. How would you determine where you want to go? You cannot control which way the wind blows. But you can control how you respond to it. So,...
September is the best month of the entire year for football fans. High school, college, and NFL seasons all go full force this month. All levels of football rank their teams during the regular season. Football fans pay close attention to those weekly rankings...
