Spring Clean your 401(k)


A neglected company 401(k) retirement plan account begins to look like your cluttered closet or garage at home. Is your 401(k) a random collection of mutual funds that you can’t remember why you bought in the first place? That same can be said for … [Continue reading]

For Heaven’s Sake, read the chart

point & figure chart

How many times have you almost bumped into a person walking towards you who had their head down on their cell phone? The reason was that you had your head down looking at your cell phone as well. With the access to more financial news information … [Continue reading]

ThinkAdvisor article for April 12, 2016 on how to build and manage a fiduciary 401(k) advice practice


Many of my current clients enjoy reading content intended for investment advice professionals. They have told me that the articles provide them a  much better idea of how investment advisors think and how they run their investment advisory … [Continue reading]

Supply and Demand in Your Minnesota Company 401(k)

buyers and sellers

The U.S. stock markets have struggled mightily so far in 2016. This comes after 2015 individual company 401(k) retirement plan investment returns were lousy at best. At the current stage of this stock market cycle, every stock market investor who … [Continue reading]

Don’t Text While You Minnesota 401(k) Invest

Road Sign Saying To Retirement 401k Invest Wisely --- Image by © Royalty-Free/Corbis

We have all seen this example in Minnesota as we drive to work or to the grocery store. We have seen it on a four lane highway or on residential street. We have seen in cars that pass us or cars that we pass. The young driver is on their cell … [Continue reading]

Use March Madness tools to “seed” your 401(k)


All eyes will be focused on the 2016 NCAA College Basketball Tournament the next three weeks. The official kickoff to “March Madness” begins tonight in Dayton, Ohio. Every year the most casual college basketball fan is forced fill out a tournament … [Continue reading]

The 3’s in your 401(k) account

Three Fingers

I am sure that you have noticed that there have been many conditions of three’s in every phase of your life. The Three Musketeers, The Three Stooges, and Goldilocks and the Three Bears. How many medal do they give out in the Olympics? Three—Gold, … [Continue reading]

Money Market as a 401(k) Investment Option Now

Man Down Sad

Career success in an independent registered investment advisor is simple. The key concept is to always remember that your investment advice has to be in the best interest of your clients. Your entire focus is relentlessly serving your clients by … [Continue reading]