Happy New Year! Late, but better than nothing. As a 401(k) investment advisor this is one of my favorite times of the year. Many individual 401(k) participants are recommitting themselves in the new year. To pay more attention to their most important retirement...
Do you fall into this category of individual 401(k) investor? (I hope you do. Otherwise, this blog post is a complete waste of your reading time). Have you ever wondered if you own the best mutual funds offered on your company’s default 401(k) mutual fund menu? Most...
I have provided investment advice to self-directed 401(k) investors since July 1999. Most 401(k) participants do not know about self-directed 401(k) accounts. That fact has always been a mystery to me. Most individual investors have a traditional view of their company...
Your company 401(k) is one of the best ways to save for a happy retirement. But 401(k)s are not the only game in town when it comes to retirement planning. A health savings account (HSA) offers tax savings on medical expenses. But you can make investment decisions in...
If a target date mutual fund was your favorite sports team. They would miss the playoffs this season. In the last few weeks, lawyers filed six separate suits against 401(k) sponsors. Each of these lawsuits charged the BlackRock target-date funds with deficient...