I sat down earlier this week with an individual company 401(k) participant. Male, 59 years old, current 401(k) account value over $1.2 million. After the usual chit chat ended, I asked about his 401(k) investment management objectives. A strategy for the preservation...
I talk with several individual 401(k) participants each day. I have a growing concern that few are prepared for the potential risk of principal loss. The last 13 years has lulled many 401(k) investors into a false sense of continual optimism. Stocks and bonds have...
Last week, I was interviewed by a top law firm consulting group. The firm was interested in my over 21 years of experience providing retirement plan investment advice to legal professional clients. The dialogue of the interview reminded me of a common concern voiced...
If you are looking for me to make a solid prediction of a meaningful stock market bottom, I am going to disappoint you. The financial services media is full of investment advisors more qualified than me to provide those forecasts. Right now, there are two important...
In the past couple of weeks, you have most likely received your company 401(k) retirement plan account statement dated June 30, 2019. Equally likely is the fact that you have never had so much money in your 401(k) before. If you have not had time to review your most...
