The default menu of mutual fund options in your 401(k) account can be intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds. They approved the mutual fund menu recommended to them by a consultant. You have to “make lemonade out of...
Admit it. You hate watching your 401(k) retirement plan account. Especially the last few months. I make that bold statement based on my 24-plus years of providing 401(k) investment advice. That advice includes the important, “what to buy?” question. Lately, the even...
The S&P 500 is down 19% so far this year. And the stock markets may have much further to fall. And the summer rally has died. The stock markets are down 10% over the last month. Stock market investors have become bearish. The aggressive Federal Reserve monetary...
In case you have been busier than usual, here are the relevant financial headlines from last week. Each headline can affect your 401(k) value in a big way going forward. More proof of higher-than-expected inflation. Russian troops surround Ukraine on three sides. With...
I know you are busy. I also know that as 2021 comes to an end, you have asked yourself this same question multiple time this year. Be aware that a company 401(k) account is a very dangerous animal to evaluate correctly. For that reason, here are a few things to...