“I am more concerned about the return OF my money than the return ON my money.” Mark Twain is credited with the quote above. Every few years, individual company 401(k) retirement plan participants need to pay very close attention to this all-time great...
I have met with many individual Minnesota investors who have invested thousands of dollars in a financial plan. It is easy for me to throw stones at financial plans. I don’t have the education and the training to create such a document. I am not an expert in tax law,...
It is that time of the year in Minnesota. Weekend late afternoons and evenings have been filled with high school and college graduation parties. On some weekends this month, your attendance has been requested at back-to-back graduation parties. You never realized how...
I have met with several individual Minnesota company 401(k) retirement plan participants in the last two weeks. I ran into the diversification monster in each meeting. Diversification has been widely sold to individual investors. Investment advisors and financial...
Earlier this month, U.S. interest rates rose to the highest levels in two years. Two years is an investment lifetime ago. Most Minnesota bond market investors don’t remember a time when U.S. interest rates have not been artificially low. The Federal Reserve began...
