The default menu of mutual fund options in your 401(k) account can be intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds. They approved the mutual fund menu recommended to them by a consultant. You have to “make lemonade out of...
Life is full of blind spots. Both personal and professional. With family and friends. In good times and tough times. There is a blind spot in your 401(k) for sure. I can make that statement with confidence. I have been finding 401(k) blind spots for investment advice...
The 60/40 portfolio. Long considered the most important long-term 401(k) investment management theory. Harry Markowitz won a Nobel Prize in 1990 for the development of the theory. 60 percent stock and 40 percent bonds. A sure-fire strategy for long-term investment...
I opened my first investment advice account for an individual company 401(k) investor in 1999. I have learned the two main elements for successful 401(k) investment management. The first element is intelligence. 401(k) participants must take the time to understand...
Even casual investors have read an article about the merits of diversification. More than one. It is one of the most repeated financial services provider advertisement themes. If not, your 401(k) provider web site would be more than happy to help. They could fill up...