We have all seen this example in Minnesota as we drive to work or to the grocery store. We have seen it on a four lane highway or on residential street. We have seen in cars that pass us or cars that we pass. The young driver is on their cell phone texting while...
I can’t even remember how many Minnesota company 401(k) retirement plan participants I have heard this same story from. I can tell you that it has been several over my 31 years in the financial services industry. When you change jobs, you naturally call the company...
Choosing the best available mutual funds on your company 401(k) retirement plan menu is difficult for individual investors. This statistic proves that point. In 2014, 85?percent of mutual fund managers under-performed the benchmark S&P 500. Investment...
Company retirement plans are legendary for their limited menu of boring mutual fund options. But the statistics say that more and more company retirement plans are adding a key account option known as a “self-directed brokerage window.” In 2005, about 15% of company...
A complete understanding of annual company 401(k) fees and expenses is a very important part of your investment management strategy. It is one of the first things I discuss with my individual company 401(k) investment advice prospects. My company 401(k) advice clients...