Individual 401(k) investors are unfamiliar with fiduciary investment advisors. Independent, third-party investment advisors can provide investment advice to 401(k) participants. Investment advisors affiliated with a company retirement plan provider cannot provide...
It is that time of year again. Individuals finding time in late December to set resolutions for the New Year. At least one of those New Year’s Resolutions should be to manage your investments better in 2022.Plain and simple, a resolution is a promise that you make to...
I hear individual investors complaints. About the lack of promising 401(k) investment options. Some household name companies have less than ten mutual fund options on their 401(k) menu. Many of those mutual funds have lagged the investment performance of the U.S....
One of the Wall Street wisdom’s that I remember from my younger days is, “they are always fighting the last battle.” This adage is a stark reminder. Adjust investment management decisions to reflect the current stock and bond market environments. You cannot do...
The smart speaker and voice assistant revolution are going on in your home and office right now. Check the weather, order groceries, make appointments and get the sports scores. All you must do is ask. You can bet large 401(k) plan providers like Schwab and Fidelity...