The default menu of mutual fund options in your 401(k) account can be intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds. They approved the mutual fund menu recommended to them by a consultant. You have to “make lemonade out of...
Your company 401(k) account intends to build your retirement nest egg wealth. The last few years that has been an exceedingly difficult investment management challenge. The stock and bond market went down big in 2022. Each market has rebounded so far in 2023. But many...
Admit it. You hate watching your 401(k) retirement plan account. Especially the last few months. I make that bold statement based on my 24-plus years of providing 401(k) investment advice. That advice includes the important, “what to buy?” question. Lately, the even...
The S&P 500 is down 19% so far this year. And the stock markets may have much further to fall. And the summer rally has died. The stock markets are down 10% over the last month. Stock market investors have become bearish. The aggressive Federal Reserve monetary...
Do you want to preserve your 401(k) value during periods of extreme stock and bond market volatility? The key is not to “sell everything” and curl up in the fetal position under your desk. At home or at work. Instead, take a current inventory of the 401(k) mutual...
