The U.S. stock markets have traded at all-time highs this summer. Interest rates are slightly higher than all-time lows. Individual company 401(k) retirement plan participants have every reason to be happy. Why are the majority of individual company 401(k) retirement...
The professional investment professional community is changing its opinion on the U.S. stock markets now. In the last two weeks, the stock market alarm bell has gone off for many of the largest money managers. Their public message is that the stock market has turned...
Target Date mutual funds have become the dominant Minnesota 401(k) company retirement plan investment option over the last few years. In a recent national survey, over 51 percent of all company retirement plan participants currently owned at least one of the Target...
Buy-and-hold investing has been preached to individual company 401(k) retirement plan participants since the beginning of their working careers. Let’s call it what it really is; buy-and-hold investing is just another name for “set-it-and-forget-it” investing....
Most individual company 401(k) retirement plan participants don’t have the time, temperament, or expertise to make investment management decisions in their company 401(k) retirement plan account. More and more individual investors are seeking out independent...
Many of my investment advice clients are doctors. I recall their comments over the years about new technology that has provided patients with safer and more effective medical care. The same advances in technology have taken place in the investment advice profession....
